Since 2022, I've helped 350+ families across Padampur and Bargarh choose the right LIC plans — with honest guidance, not sales pressure.
★ 5.0 rating · 109+ Google reviews
Nityananda Pradhan
Insurance & Financial Consultant
I'm Nityananda Pradhan, an Insurance & Financial Consultant based in Padampur, Bargarh (Odisha), authorized to advise on LIC of India's insurance products. Before stepping into insurance advisory full-time, I spent eight years, from 2014 to 2022, in government service — a period that taught me the discipline, patience, and accountability I now bring to every client relationship.
In 2022, I made the decision to move from government service into independent financial advisory, drawn by the chance to work more directly with families on the decisions that matter most to them. Since then, I've focused on two things that matter most to families here — securing a child's education, and building a retirement that doesn't depend on anyone else.
I don't believe in one-size-fits-all policies. Every family's situation, income, and goals are different, and the right plan should reflect that. That's the approach that's earned the trust of 350+ families and a 5.0 rating across 109+ Google reviews — along with the opportunity to take part in LIC's official Guinness World Records™ title attempt in January 2025.
From your child's first school admission to your own retirement day — a plan for every milestone.
Systematic savings that grow steadily, so school and college fees are never a scramble.
A guaranteed, steady income after your working years — independence, not dependence.
High life cover at an affordable premium — pure protection for the people who depend on you.
Combine savings with protection, so your money works while your family stays covered.
Comprehensive cover ensuring your family stays financially secure, whatever happens.
Help with renewals, servicing, and claims — long after the policy is signed.
Quick estimates to start the conversation — final numbers depend on the exact LIC plan we choose together.
Find out how much you'd need to save monthly to reach your child's education fund goal.
Estimate assumes 10% average annual growth, compounded monthly. For illustration only.
See what a steady monthly saving could grow into by your retirement age.
Estimate assumes 8% average annual growth, compounded monthly. For illustration only.
350+ families served since 2022, with a 5.0 Google rating.
Plans matched to your goals — never a one-size-fits-all sale.
Direct WhatsApp and phone access, before and after your policy.
Backed by India's most trusted life insurance institution.
One for your child, one for you. A good plan looks after both — together.
"Without a trace of any doubt I would recommend Mr. Nityanand Pradhan for consultation before you invest. This gentleman will clear all your doubts and direct you to invest in the right policy as per your requirement."
"I solve all my doubts regarding investment and savings. Nityananda Pradhan is not only a gentleman, he have also deep understanding in fact finding and tax benefit."
"A very good Insurance consultant. His endeavours towards the job is praise worthy. Dealing with clients is very much appreciable. I am suggesting my friends and relatives must once consult with him regarding Policy."
"A very good Insurance consultant. His endeavours towards the job is praise worthy. Dealing with clients is very much appreciable. I wish him a better future in this field."
"Nityananda Pradhan, a gentle man and best financial advisor."
"प्रधान सर का बहुत अच्छा व्यवहार है, बहुत ही अच्छे बीमा सलाहकार है, एक बार जरूर मिले, मिलकर अच्छा लगा!!"
("Pradhan sir is very well-behaved and a very good insurance advisor. Do meet him once — it was a pleasure meeting him!")
Fill this in and it'll open WhatsApp with your details ready to send — I'll reply personally.
No form needed — call, WhatsApp, or visit in person any time.
Simple, honest explainers — no jargon, just what matters for your family's planning.
The earlier you start, the smaller your monthly contribution needs to be for the same goal — here's the maths behind it.
The best time to start your pension plan is well before retirement is on your mind. Here's why waiting costs more.
Two very different tools for two different jobs. Understanding this helps you avoid buying the wrong one.